Our Loan Services
Unlock the freedom to achieve your goals with a loan designed specifically for your needs – no matter the purpose!
Get Approved for Any Type of Loan in
Three Simple Steps
You’ll be assigned a fully accredited and industry-qualified asset finance consultant, dedicated to helping you every step of the way
Your Information
Complete the online enquiry form. Alternatively, call 02 9953 7445 to get started today.
Provide Documentation
Email your supporting documents for review. We then help you find the right loan to achieve your goals.
Approved Funds
Upon approval, sign the loan contracts in person or electronically. The proceeds are then deposited into your nominated bank account.
How Do You Qualify?
To apply for any type of loan, you will need to:
- Age: Be 18 years or older.
- Residency: Be a permanent Australian resident or hold a valid Australian work visa and reside in Australia.
- Employment: Be employed full-time, part-time, casually, self-employed, or a self-funded retiree earning a regular income or wage.
- Repayments: Be able to afford the loan repayments.
Repayment Calculator
Regardless of the loan purpose, borrowing money doesn’t have to be complicated, and finding out how much your repayments are likely to be is easy with our repayment calculator.
Loan Amount
How much would you like to borrow?Loan Period
What is the length of time you require to repay the loan?Interest Rate
The proportion of a loan that is charged as interest to you, typically expressed as an annual percentage of the loan outstanding.Loan Type
A principal and interest loan is a loan in which both the principal and the interest are repaid over the term of the loan.~ An interest only loan is a loan in which for a set term, you only pay off the interest that arises from the principal that is borrowed. However, interest only loans do not last indefinitely, meaning you will need to pay off the principal of the loan eventually.Your Repayments
Important Disclaimer: This calculator is only a guide. Details of terms, conditions, interest rates, fees and charges are available upon application. A credit criteria applies. We recommend you seek independent legal and financial advice before proceeding with any loan.
Loan Amount
How much would you like to borrow?Loan Period
What is the length of time you require to repay the loan?Interest Rate
The proportion of a loan that is charged as interest to you, typically expressed as an annual percentage of the loan outstanding.Loan Type
A principal and interest loan is a loan in which both the principal and the interest are repaid over the term of the loan.~ An interest only loan is a loan in which for a set term, you only pay off the interest that arises from the principal that is borrowed. However, interest only loans do not last indefinitely, meaning you will need to pay off the principal of the loan eventually.Your Repayments
Important Disclaimer: This calculator is only a guide. Details of terms, conditions, interest rates, fees and charges are available upon application. A credit criteria applies. We recommend you seek independent legal and financial advice before proceeding with any loan.
Loan Amount
How much would you like to borrow?Loan Period
What is the length of time you require to repay the loan?Interest Rate
The proportion of a loan that is charged as interest to you, typically expressed as an annual percentage of the loan outstanding.Loan Type
A principal and interest loan is a loan in which both the principal and the interest are repaid over the term of the loan.~ An interest only loan is a loan in which for a set term, you only pay off the interest that arises from the principal that is borrowed. However, interest only loans do not last indefinitely, meaning you will need to pay off the principal of the loan eventually.Your Repayments
Important Disclaimer: This calculator is only a guide. Details of terms, conditions, interest rates, fees and charges are available upon application. A credit criteria applies. We recommend you seek independent legal and financial advice before proceeding with any loan.
Loan Amount
How much would you like to borrow?Loan Period
What is the length of time you require to repay the loan?Interest Rate
The proportion of a loan that is charged as interest to you, typically expressed as an annual percentage of the loan outstanding.Loan Type
A principal and interest loan is a loan in which both the principal and the interest are repaid over the term of the loan.~ An interest only loan is a loan in which for a set term, you only pay off the interest that arises from the principal that is borrowed. However, interest only loans do not last indefinitely, meaning you will need to pay off the principal of the loan eventually.Your Repayments
Important Disclaimer: This calculator is only a guide. Details of terms, conditions, interest rates, fees and charges are available upon application. A credit criteria applies. We recommend you seek independent legal and financial advice before proceeding with any loan.
Loan Amount
How much would you like to borrow?Loan Period
What is the length of time you require to repay the loan?Interest Rate
The proportion of a loan that is charged as interest to you, typically expressed as an annual percentage of the loan outstanding.Loan Type
A principal and interest loan is a loan in which both the principal and the interest are repaid over the term of the loan.~ An interest only loan is a loan in which for a set term, you only pay off the interest that arises from the principal that is borrowed. However, interest only loans do not last indefinitely, meaning you will need to pay off the principal of the loan eventually.Your Repayments
Important Disclaimer: This calculator is only a guide. Details of terms, conditions, interest rates, fees and charges are available upon application. A credit criteria applies. We recommend you seek independent legal and financial advice before proceeding with any loan.
Loan Amount
How much would you like to borrow?Loan Period
What is the length of time you require to repay the loan?Interest Rate
The proportion of a loan that is charged as interest to you, typically expressed as an annual percentage of the loan outstanding.Loan Type
A principal and interest loan is a loan in which both the principal and the interest are repaid over the term of the loan.~ An interest only loan is a loan in which for a set term, you only pay off the interest that arises from the principal that is borrowed. However, interest only loans do not last indefinitely, meaning you will need to pay off the principal of the loan eventually.Your Repayments
Important Disclaimer: This calculator is only a guide. Details of terms, conditions, interest rates, fees and charges are available upon application. A credit criteria applies. We recommend you seek independent legal and financial advice before proceeding with any loan.
Loan Amount
How much would you like to borrow?Loan Period
What is the length of time you require to repay the loan?Interest Rate
The proportion of a loan that is charged as interest to you, typically expressed as an annual percentage of the loan outstanding.Loan Type
A principal and interest loan is a loan in which both the principal and the interest are repaid over the term of the loan.~ An interest only loan is a loan in which for a set term, you only pay off the interest that arises from the principal that is borrowed. However, interest only loans do not last indefinitely, meaning you will need to pay off the principal of the loan eventually.Your Repayments
Important Disclaimer: This calculator is only a guide. Details of terms, conditions, interest rates, fees and charges are available upon application. A credit criteria applies. We recommend you seek independent legal and financial advice before proceeding with any loan.
Why Choose My Personal Loan?
We Truly Listen
We take the time to understand what matters most to you—reducing the effort on your part while increasing the value you receive.
More Than Just Low Rates
Finding the right loan is just the start. We’re committed to providing exceptional service and building lasting relationships grounded in trust and satisfaction.
Driven by Innovation
We continuously innovate and improve to deliver meaningful, relevant solutions that make a real difference in your financial journey.
Success Stories
Discover inspiring stories from people who transformed their dreams into reality with our help!
Kerryn C
New South Wales
I have nothing but praise and thanks for the excellent service and support I received from the team at My Personal Loan!
Gabby & Berna
New South Wales
Hi Sharon, I just want to say a quick thank you for all your hard work in organising the finance for my wife’s new car.
Not very many finance brokers exhibit the professionalism, dedication and personalised service to their clients like you did. Your insider knowledge of the industry not only saved me time but money as well.
Richard Hunt
New South Wales
Being a permanent resident with a limited credit history in Australia has caused me no end of headaches and frustration when applying for finance. Once I spoke to Sharon though the process got a whole lot easier!
Chris and Amy Hodges
New South Wales
Thank you Sharon for your amazing service and assistance with the purchase of our new car. You made the process super easy with the distance we were from you.
We will definitely be doing all our financial requirements through yourself.
Lianna Zimmermann
Western Australia
Would highly recommend My Personal Loan to friends and family.
Not only did Sharon, my asset financial consultant, make me feel comfortable and well informed throughout the entire process of getting my car loan, she was available at any time to answer any questions I had. Exceptional service.
Begin Your Path to Financial Freedom Today!
Have A Question?
Kindly complete the form below, and our team will get back to you within just 4 business hours!
Want To Talk Later?
Need assistance but now isn’t the right time? Fill out the form below, and our team will reach out at your preferred date and time.